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Todd W. Johnson


Todd W. Johnson





300 Oswego Pointe Drive, Suite 220, Lake Oswego, OR 97034

I’m a lifelong Oregonian – growing up on the coast and in the Portland/Metro area - playing virtually every team sport and continue to be as active as possible whether riding motorcycles, quads, dirt bikes, snowmobiling, snowboarding, sky-skiing, boating, golfing, mountain biking, hunting and fishing.

Eventually ending up at OSU where I obtained degrees in Engineering, with my first job a consulting / sales / design Engineer. It was a great experience allowing me to utilize a variety of my skill sets, primarily dealing with large production / high tech clients such as Intel, Precision Castparts and ESCO Steel focusing on reducing energy consumption and maximizing ROI.

In 1991, I found my way into Mortgage Banking. Now 27+ years later, I work with buyers / borrowers with the focus on reducing out of pocket costs, minimizing payments and providing greatest ROI while doing my best to have fun every day.  I feel very fortunate and blessed to have two amazing daughters who are both attending OSU, living on a farm and raising a menagerie of animals.  I have been very fortunate and look forward to meeting and helping with your financial needs.

“I would like to thank Todd for your great work during the entire process of buying my dream home. Your personal attention to my financing was deeply appreciated. You answered every question I had, and identified important items for review which was much appreciated. You got me an excellent rate that was competitive and came up with a very smart financing strategy that let me purchase my new house. You had a concise and accurate answer for every question that was asked, and even our realtor commented more than once that you were extremely diligent and the “best in the business”. If anyone ever asks us to recommend a Mortgage Broker, or even brings up the topic of mortgages, I will not hesitate to refer them to you.”

- Gloria McMullen

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We proudly support Homes for Our Troops, a foundation building specially adapted homes for our severely injured veterans at no cost to the veteran.

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Change Lending, LLC, dba Change Home Mortgage (“CHM”), is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit Headquartered at 16845 Von Karman Avenue, Suite 200, Irvine, California 92606. (833) CHM-0123. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – licensed by the N.J. Department of Banking and Insurance; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. For other states, click here. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. CHM AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. 

OR ML-5239  |  WA CL-1839

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